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NODK
$12.90+0.02 (+0.16%)
Market ClosedLast close May 1
NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
NI Holdings, Inc. in the Financial Services sector is trading at $12.90. The stock is currently 12% below its 52-week high of $14.70, remaining 2.8% below its 200-day moving average. Technical signals show neutral RSI of 50 and bullish MACD crossover, explaining why NODK maintains its current current market pressure. The Whystock Score of 40/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 50) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$12.90
Potential Upside
5%
Whystock Fair Value$13.55
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. Its products include private passenger auto, homeowners, farm owners, commercial multi-peril, crop hail, excess liability, d...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$267.79M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
Defensive asset. Lower volatility than the S&P 500.
0.38
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-4.33%
Volume
Today's trading volume
4,599
Recent News
The past five years for NI Holdings (NASDAQ:NODK) investors has not been profitable
For many, the main point of investing is to generate higher returns than the overall market. But in any portfolio...
Can Mixed Fundamentals Have A Negative Impact on NI Holdings, Inc. (NASDAQ:NODK) Current Share Price Momentum?
NI Holdings' (NASDAQ:NODK) stock is up by a considerable 12% over the past three months. However, we decided to pay...
NI Holdings Second Quarter 2025 Earnings: US$0.57 loss per share (vs US$0.36 loss in 2Q 2024)
NasdaqCM:NODK 1 Year Share Price vs Fair Value Explore NI Holdings's Fair Values from the Community and select yours NI...
NI Holdings First Quarter 2025 Earnings: EPS: US$0.31 (vs US$0.33 in 1Q 2024)
NI Holdings ( NASDAQ:NODK ) First Quarter 2025 Results Key Financial Results Revenue: US$71.4m (down 4.1% from 1Q...