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NWFL
$30.87+1.60 (+5.47%)
Market ClosedLast close May 1
Norwood Financial Corp.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Norwood Financial Corp. in the Financial Services sector is trading at $30.87. The stock is currently near its 52-week high of $32.23, remaining 13.3% above its 200-day moving average. Technical signals show neutral RSI of 51 and bearish MACD signal, explaining why NWFL maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 51) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$30.87
Potential Upside
79.1%
Whystock Fair Value$55.27
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus2 analysts
Buy
Mean target$33.50+8.5%
Range$33.00 – $34.00
Fundamentals
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$334.33M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.20
Beta
Defensive asset. Lower volatility than the S&P 500.
0.57
Div Yield
Strong income play. Yield provides a meaningful total return floor.
422.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
1.31%
Volume
Today's trading volume
44,712
Recent News
Norwood Financial Corp (NWFL) Q1 2026 Earnings Call Highlights: Record Net Interest Income and ...
Norwood Financial Corp (NWFL) reports a 38% increase in net interest income and significant loan and deposit growth, despite merger charges impacting short-term results.
Norwood Financial (NWFL) Q1 2026 Earnings Transcript
This was the first quarter that included results from the Presence Bank acquisition, increasing our assets, loan portfolio, geographic presence, and earnings power. Net interest income was a record 24.6 million, an increase of 38% compared with 2025. Net income and earnings per share increased 35% and 14%, respectively, on an adjusted basis, with higher adjusted returns on average assets and tangible equity.
Norwood Financial Q1 Earnings Call Highlights
Norwood Financial (NASDAQ:NWFL) executives told investors the company opened 2026 with record net interest income and continued momentum from last year, while progressing through the integration of its recently acquired Presence Bank franchise. Record net interest income and margin expansion Presid
Norwood Financial Corp. Q1 2026 Earnings Call Summary
Moby summary of Norwood Financial Corp.'s Q1 2026 earnings call
Norwood Financial Corp. (NWFL) Misses Q1 Earnings Estimates
Norwood Financial (NWFL) delivered earnings and revenue surprises of -11.11% and +1.00%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?