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OFG
$45.74-0.22 (-0.48%)
Market ClosedLast close May 1
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
OFG Bancorp in the Financial Services sector is trading at $45.74. The stock is currently near its 52-week high of $46.85, remaining 10.3% above its 200-day moving average. Technical signals show neutral RSI of 66 and bullish MACD crossover, explaining why OFG maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Overbought levels (RSI 66) — risk of consolidation or pullback
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$45.74
Potential Upside
118.4%
Whystock Fair Value$99.89
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Buy
Mean target$47.75+4.4%
Range$45.00 – $50.00
Fundamentals
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of depo...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.95B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
9.52
Beta
Defensive asset. Lower volatility than the S&P 500.
0.69
Div Yield
Strong income play. Yield provides a meaningful total return floor.
282.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
14.01%
Volume
Today's trading volume
132,859
Recent News
5 Insightful Analyst Questions From OFG Bancorp’s Q1 Earnings Call
OFG Bancorp delivered a first quarter that surpassed Wall Street expectations, with management crediting ongoing loan growth, steady credit performance, and disciplined expense management as the main drivers. CEO José Rafael Fernández highlighted the company’s digital-first strategy, which targets specific customer segments through products like Libre, Elite, and MyBiz, as a key factor in increasing market adoption and deepening customer relationships. Management also pointed to effective balanc
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OFG (OFG) have what it takes? Let's find out.
OFG Q1 Deep Dive: Digital Strategy and Deposit Strength Drive Outperformance
Puerto Rican financial services company OFG Bancorp (NYSE:OFG) beat Wall Street’s revenue expectations in Q1 CY2026, with sales up 4.2% year on year to $185.8 million. Its non-GAAP profit of $1.26 per share was 26.6% above analysts’ consensus estimates.
OFG Bancorp (OFG) Q1 2026 Earnings Call Highlights: Strong Earnings Growth and Strategic ...
OFG Bancorp reports a 26% increase in earnings per share and a 17% dividend hike, showcasing robust financial performance and commitment to shareholder value.
OFG Bancorp Q1 Earnings Call Highlights
OFG Bancorp (NYSE:OFG) reported what management described as a strong start to 2026, highlighted by year-over-year earnings growth, continued loan expansion, and improving credit performance across its retail portfolios. On the company’s first-quarter earnings call, CEO and Chairman José Rafael Fern