OFG

$39.02

Post-MarketAs of Mar 17, 8:00 PM UTC

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$39.02
Potential Upside
147.7%
Whystock Fair Value$96.65
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of depo...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.69B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.52
Beta
Defensive asset. Lower volatility than the S&P 500.
0.71
Div Yield
Strong income play. Yield provides a meaningful total return floor.
318.00%
ROIC
Elite ROE. Management converts capital into profit efficiently.
15.51%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

StockStory
Mar 7, 2026

Axos Financial, Trustmark, TriCo Bancshares, Popular, and OFG Bancorp Stocks Trade Down, What You Need To Know

A number of stocks fell in the afternoon session after investors grew increasingly concerned about the sector's exposure to the opaque private credit market. These jitters were fueled by specific events that raised red flags about potential risks.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Mar 5, 2026

2 Small-Cap Stocks to Research Further and 1 We Turn Down

Investors looking for hidden gems should keep an eye on small-cap stocks because they’re frequently overlooked by Wall Street. Many opportunities exist in this part of the market, but it is also a high-risk, high-reward environment due to the lack of reliable analyst price targets.

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Simply Wall St.
Mar 1, 2026

Is OFG Bancorp (OFG) Pricing Reflect Recent Regional Bank Sector Concerns Accurately

If you are wondering whether OFG Bancorp is attractively priced or starting to look stretched, it is helpful to compare its current share price against a few different valuation yardsticks. The stock last closed at US$40.08, with returns of a 6.0% decline over the past week, 0.5% decline over 30 days, 2.3% decline year to date, 2.9% decline over 1 year, 45.3% over 3 years, and 126.0% over 5 years, which may have shifted how investors think about both its growth potential and its risk...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Feb 27, 2026

1 Unpopular Stock That Deserves Some Love and 2 We Find Risky

When Wall Street turns bearish on a stock, it’s worth paying attention. These calls stand out because analysts rarely issue grim ratings on companies for fear their firms will lose out in other business lines such as M&A advisory.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
StockStory
Feb 24, 2026

3 Reasons OFG is Risky and 1 Stock to Buy Instead

Over the last six months, OFG Bancorp’s shares have sunk to $41.38, producing a disappointing 7.1% loss - a stark contrast to the S&P 500’s 7.3% gain. This might have investors contemplating their next move.

BEARISH
Negative press. News cycle fixated on risk factors or misses.