OPRT

$4.54

Market ClosedAs of Mar 17, 8:00 PM UTC

Oportun Financial Corporation provides financial services in the United States.

Historical Price

Price (Line)
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$4.54
Potential Upside
126%
Whystock Fair Value$10.26
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner loca...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$202.03M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.57
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.12
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
6.79%
Quick Ratio
Pristine liquidity. Sufficient cash to cover all near-term obligations.
6.26

Recent News

Simply Wall St.
Mar 10, 2026

Reassessing The Story For Oportun Financial (OPRT) As The Market View Moves To Neutral

Analysts have reaffirmed a US$5.50 price target for Oportun Financial, while nudging their fair value estimate from about US$8.25 to roughly US$8.33 based on updated model assumptions. That unchanged US$5.50 target aligns with the recent shift to a Neutral rating and suggests a view that risk and reward now look more balanced against the broader consumer finance group. As you read on, you will see how these price targets fit into the evolving narrative around expectations and what to watch...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Moby
Feb 27, 2026

Oportun Financial Corporation Q4 2025 Earnings Call Summary

Moby summary of Oportun Financial Corporation's Q4 2025 earnings call

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
MarketBeat
Feb 27, 2026

Oportun Financial Q4 Earnings Call Highlights

Oportun Financial (NASDAQ:OPRT) reported fourth-quarter 2023 results that management said met or exceeded all guidance metrics, as the company highlighted sustained GAAP profitability, solid credit performance, continued expense discipline, and a reduced cost of capital. Fourth-quarter and full-yea

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GuruFocus.com
Feb 27, 2026

Oportun Financial Corp (OPRT) Q4 2025 Earnings Call Highlights: Strong Profitability Amid ...

Oportun Financial Corp (OPRT) reports sustained profitability and strategic expense reductions, despite facing macroeconomic headwinds and revenue declines.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Motley Fool
Feb 27, 2026

Oportun (OPRT) Q4 2025 Earnings Call Transcript

With me to discuss Oportun Financial Corporation's fourth quarter 2025 results are Raul Vazquez, Chief Executive Officer, and Paul Appleton, our Interim Chief Financial Officer, Treasurer, and Head of Capital Markets. Actual results may differ materially from those contemplated or implied by these forward-looking statements, and we caution you not to place undue reliance on these forward-looking statements.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.