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OPRT
$5.73-0.36 (-5.91%)
Market ClosedLast close May 1
Oportun Financial Corporation provides financial services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Oportun Financial Corporation in the Financial Services sector is trading at $5.73. The stock is currently 28% below its 52-week high of $7.96, remaining 3.8% above its 200-day moving average. Technical signals show neutral RSI of 63 and bullish MACD crossover, explaining why OPRT maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 63) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$5.73
Potential Upside
42.3%
Whystock Fair Value$8.16
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner loca...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$251.43M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.66
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.14
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
-14.14%
Volume
Today's trading volume
307,435
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Is the Options Market Predicting a Spike in Oportun Financial Stock?
Investors need to pay close attention to OPRT stock based on the movements in the options market lately.
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Oportun Financial’s latest update keeps the model fair value steady at US$8.33, while JPMorgan maintains its US$5.50 price target. That unchanged target, paired with an upgrade to Neutral, reflects a view that recent share underperformance has pulled the stock more in line with other consumer finance names, rather than signaling a stronger conviction on upside. Read on to see how this more balanced stance fits into the broader analyst narrative and what it could mean for your own...