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PAY
$27.76-0.29 (-1.03%)
Market ClosedLast close May 1
Paymentus Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Paymentus Holdings, Inc. in the Technology sector is trading at $27.76. The stock is currently 31% below its 52-week high of $40.43, remaining 8.4% below its 200-day moving average. Technical signals show neutral RSI of 64 and bullish MACD crossover, explaining why PAY maintains its current current market pressure. The Whystock Score of 60/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 64) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
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Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$27.76
Potential Downside
64.1%
Whystock Fair Value$9.96
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service rev...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.64B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
55.75
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.44
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.01%
Volume
Today's trading volume
512,735
Recent News
Is Paymentus Stock a Buy After Palisades Investment Partners Increased Its Stake By $6 Million?
Paymentus delivers cloud-based bill payment technology to major enterprises across regulated and service-intensive industries.
Is Amprius Technologies Stock a Buy After Palisades Investment Partners Initiated a Position Worth $4.8 Million?
Amprius Technologies manufactures silicon nanowire lithium-ion batteries for aerospace, defense, and electric mobility markets.
Palisades Investment Partners Initiated a Position in SkyWater Technology Stock. What Does This Mean for Investors?
SkyWater Technology delivers custom semiconductor solutions for sectors including aerospace, automotive, and industrial IoT.
Euronet Worldwide (EEFT) Beats Q1 Earnings and Revenue Estimates
Euronet Worldwide (EEFT) delivered earnings and revenue surprises of +11.01% and +5.12%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Is It Too Late To Reassess Paymentus Holdings (PAY) After A 231% Three-Year Surge?
If you are asking whether Paymentus Holdings is priced attractively right now, the first step is to separate the recent share price story from what the underlying business might be worth. Over the short term the stock has been volatile, with a 4.7% decline over the last week, an 8.6% gain over the last 30 days, a 4.3% decline year to date, a 13.2% decline over the last year, and a very large 3 year return of 231.1% that may catch your eye. Recent coverage has focused on Paymentus as a player...