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PBFS
$14.34+0.11 (+0.77%)
Market ClosedLast close May 1
Pioneer Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Pioneer Bancorp, Inc. in the Financial Services sector is trading at $14.34. The stock is currently 6% below its 52-week high of $15.18, remaining 6.1% above its 200-day moving average. Technical signals show neutral RSI of 50 and bearish MACD signal, explaining why PBFS maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 50) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$14.34
Potential Upside
12.1%
Whystock Fair Value$16.08
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as we...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$347.91M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
17.17
Beta
Defensive asset. Lower volatility than the S&P 500.
0.43
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
6.26%
Volume
Today's trading volume
7,807
Recent News
Pioneer Bancorp, Inc.'s (NASDAQ:PBFS) top owners are private companies with 59% stake, while 16% is held by individual investors
Key Insights Pioneer Bancorp's significant private companies ownership suggests that the key decisions are influenced...
Pioneer Bancorp (NASDAQ:PBFS) Ticks All The Boxes When It Comes To Earnings Growth
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Pioneer Bancorp (NASDAQ:PBFS) shareholders have earned a 4.8% CAGR over the last five years
The main point of investing for the long term is to make money. Better yet, you'd like to see the share price move up...
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