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PFS
$22.38-0.30 (-1.32%)
Market ClosedLast close May 1
Provident Financial Services, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Provident Financial Services, Inc. in the Financial Services sector is trading at $22.38. The stock is currently near its 52-week high of $23.98, remaining 12.2% above its 200-day moving average. Technical signals show neutral RSI of 51 and bearish MACD signal, explaining why PFS maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 51) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$22.38
Potential Upside
94.8%
Whystock Fair Value$43.60
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus5 analysts
Buy
Mean target$25.00+11.7%
Range$23.00 – $26.00
Fundamentals
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checki...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$2.94B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.08
Beta
Defensive asset. Lower volatility than the S&P 500.
0.81
Div Yield
Strong income play. Yield provides a meaningful total return floor.
429.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
8.15%
Volume
Today's trading volume
950,382
Recent News
3 Dividend Stocks To Consider With At Least 3% Yield
Over the last 7 days, the United States market has remained flat, yet it has experienced a significant rise of 28% over the past year with earnings forecasted to grow by 16% annually. In this context, dividend stocks yielding at least 3% can offer investors a blend of income and potential growth, making them an attractive option for those seeking stability and returns in an evolving market landscape.
Provident (PFS) Q1 2026 Earnings Call Transcript
Pretax pre-provision net revenue of $108 million, which grew 13.5% year over year, benefited from higher net interest income and notable growth in contingency income from our insurance platform, Provident Protection Plus. Turning to our balance sheet, our commercial loan team generated new loan production of $649 million in the first quarter, up 8% compared to the same quarter last year. This production contributed to our commercial loan portfolio growth of $161 million, or 3.9% annualized.
Provident Financial Services, Inc. Q1 2026 Earnings Call Summary
Moby summary of Provident Financial Services, Inc.'s Q1 2026 earnings call
Discover Citizens Financial Services And Two More Top Dividend Stocks
Over the last 7 days, the United States market has remained flat, yet it is up 28% over the past year with earnings forecasted to grow by 16% annually. In such a dynamic environment, identifying strong dividend stocks like Citizens Financial Services can provide investors with steady income and potential growth opportunities amidst fluctuating market conditions.
Provident Financial (PFS) Beats Q1 Earnings Estimates
Provident Financial (PFS) delivered earnings and revenue surprises of +10.91% and -0.45%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?