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PGY
$14.24+0.35 (+2.52%)
Market ClosedLast close May 1
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Pagaya Technologies Ltd. in the Technology sector is trading at $14.24. The stock is currently near its 52-week low of $10.40, remaining 39.4% below its 200-day moving average. Technical signals show neutral RSI of 63 and bearish MACD signal, explaining why PGY maintains its current current market pressure. The Whystock Score of 50/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 63) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
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Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$14.24
Potential Upside
37%
Whystock Fair Value$19.51
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus10 analysts
Mean target$26.40+85.4%
Range$20.00 – $33.00
Fundamentals
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.20B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
15.61
Beta
High-beta play. Expect amplified moves vs. the broad market.
5.76
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
16.96%
Volume
Today's trading volume
2.86M
Recent News
Pagaya Technologies Ltd. (PGY) Stock Slides as Market Rises: Facts to Know Before You Trade
The latest trading day saw Pagaya Technologies Ltd. (PGY) settling at $13.29, representing a -2.21% change from its previous close.
A Look At Pagaya Technologies (PGY) Valuation As Profitability And ABS Activity Renew Investor Interest
Pagaya’s profitability shift and what it means for investors Pagaya Technologies (PGY) recently moved into profitability after years of losses, paired with strong forward guidance and active asset backed securities issuance. This combination has reshaped how investors view its AI powered lending network. This shift in financial profile has drawn fresh attention to the stock. The company’s model connects lenders and institutional investors across a large flow of consumer loan applications,...
What Pagaya Technologies (PGY)'s First Profitable Year and AI ABS Scale Means For Shareholders
Pagaya Technologies Ltd. has already crossed into profitability in 2025 after years of losses, supported by its AI-powered lending and ABS network that has evaluated over US$3.50 trillion in loan applications and sold more than US$34.00 billion in personal loan ABS. This first year of profitability, paired with confident 2026 guidance and continued asset-backed securities issuance, marks a key validation point for Pagaya’s business model and its role in AI-driven credit markets. We’ll now...
Pagaya and Embedded Credit: Why POS Growth Could Accelerate
PGY's AI credit platform links lenders and institutions, scaling an asset-light, fee-based model as its network tops $3.6T in applications.
What Pagaya Does and How Its AI Credit Model Makes Money
PGY's AI credit platform links lenders and institutions, scaling an asset-light, fee-based model as its network tops $3.6T in applications.