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PRAA
$22.23+0.44 (+2.02%)
Market ClosedLast close May 1
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
PRA Group, Inc. in the Financial Services sector is trading at $22.23. The stock is currently near its 52-week high of $22.55, remaining 37.5% above its 200-day moving average. Technical signals show overbought RSI of 77 and bullish MACD crossover, explaining why PRAA maintains its current momentum and trend strength. The Whystock Score of 35/100 signals elevated caution as indicators diverge.
Ecosystem Influences
Overbought levels (RSI 77) — risk of consolidation or pullback
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$22.23
Potential Upside
5%
Whystock Fair Value$23.34
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus1 analysts
Buy
Mean target$26.00+17.0%
Range$26.00 – $26.00
Fundamentals
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans fr...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$817.37M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
-
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.14
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.35%
Volume
Today's trading volume
447,906
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PRA Group Insiders Placed Bullish Bets Worth US$526.9k
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Here's Why Investors Should Stay Neutral on PRA Group for Now
PRAA faces mixed signals as growth in collections and income is offset by high debt and cash flow concerns, keeping its outlook balanced for now.
PRA Group Q4 Earnings Beat Estimates on Strong Portfolio Income
PRAA posts Q4 EPS of $1.46, up Y/Y, as cash collections jump 13.6% and portfolio income climbs, topping estimates despite higher costs.
PRA Group, Inc. Q4 2025 Earnings Call Summary
Moby summary of PRA Group, Inc.'s Q4 2025 earnings call