PROV

$16.20+0.09 (+0.56%)

Market OpenAs of Mar 17, 6:13 PM UTC

Provident Financial Holdings, Inc.

Historical Price

Price (Line)
50-Day SMA
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$16.20
Potential Upside
16.3%
Whystock Fair Value$18.84
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as ...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$103.28M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
16.36
Beta
Defensive asset. Lower volatility than the S&P 500.
0.30
Div Yield
Strong income play. Yield provides a meaningful total return floor.
348.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
5.15%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Simply Wall St.
Feb 9, 2026

Provident Financial Holdings, Inc. (NASDAQ:PROV) Stock Goes Ex-Dividend In Just Two Days

Provident Financial Holdings, Inc. ( NASDAQ:PROV ) stock is about to trade ex-dividend in 2 days. Typically, the...

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
MarketBeat
Jan 29, 2026

Provident Financial Q2 Earnings Call Highlights

Provident Financial (NASDAQ:PROV) executives said lower mortgage rates helped lift loan originations during the company’s fiscal second quarter, but also contributed to higher prepayment activity that more than offset the production gains, leaving the loan portfolio modestly lower sequentially. Loa

BEARISH
Negative press. News cycle fixated on risk factors or misses.
GuruFocus.com
Jan 28, 2026

Provident Financial Holdings Inc (PROV) Q2 2026 Earnings Call Highlights: Strong Loan ...

Provident Financial Holdings Inc (PROV) reports a 42% increase in loan origination and a reduction in nonperforming assets, despite challenges in loan portfolio growth.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Associated Press Finance
Jan 27, 2026

Provident Financial: Fiscal Q2 Earnings Snapshot

PROV) on Tuesday reported profit of $1.4 million in its fiscal second quarter. The Riverside, California-based company said it had profit of 22 cents per share. The holding company for Provident Savings Bank posted revenue of $14.9 million in the period.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GuruFocus.com
Nov 5, 2025

Provident Financial Holdings Inc (PROV) Q1 2026 Earnings Call Highlights: Navigating Loan ...

Provident Financial Holdings Inc (PROV) reports a modest increase in loan origination and net interest margin, while addressing challenges in loan growth and rising nonperforming assets.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.