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PROV
$17.15-0.01 (-0.06%)
Market ClosedLast close May 1
Provident Financial Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Provident Financial Holdings, Inc. in the Financial Services sector is trading at $17.15. The stock is currently near its 52-week high of $17.42, remaining 9.2% above its 200-day moving average. Technical signals show neutral RSI of 50 and bearish MACD signal, explaining why PROV maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 50) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$17.15
Potential Upside
10.2%
Whystock Fair Value$18.90
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$108.69M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
17.22
Beta
Defensive asset. Lower volatility than the S&P 500.
0.28
Div Yield
Strong income play. Yield provides a meaningful total return floor.
327.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
4.91%
Volume
Today's trading volume
2,518
Recent News
Provident Financial Q3 Earnings Call Highlights
Provident Financial (NASDAQ:PROV) executives pointed to steadier loan pipeline trends, solid credit metrics, and signs of further net interest margin improvement as the company discussed third-quarter fiscal 2026 results, while noting that lower mortgage rates earlier in the quarter boosted originat
Provident Financial Holdings, Inc. (NASDAQ:PROV) Stock Goes Ex-Dividend In Just Two Days
Provident Financial Holdings, Inc. ( NASDAQ:PROV ) stock is about to trade ex-dividend in 2 days. Typically, the...
Provident Financial Q2 Earnings Call Highlights
Provident Financial (NASDAQ:PROV) executives said lower mortgage rates helped lift loan originations during the company’s fiscal second quarter, but also contributed to higher prepayment activity that more than offset the production gains, leaving the loan portfolio modestly lower sequentially. Loa
Provident Financial Holdings Inc (PROV) Q2 2026 Earnings Call Highlights: Strong Loan ...
Provident Financial Holdings Inc (PROV) reports a 42% increase in loan origination and a reduction in nonperforming assets, despite challenges in loan portfolio growth.
Provident Financial: Fiscal Q2 Earnings Snapshot
PROV) on Tuesday reported profit of $1.4 million in its fiscal second quarter. The Riverside, California-based company said it had profit of 22 cents per share. The holding company for Provident Savings Bank posted revenue of $14.9 million in the period.