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PROV
$17.00+0.05 (+0.29%)
Provident Financial Holdings, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Provident Financial Holdings, Inc. in the Financial Services sector is trading at $17.00. Wall Street consensus targets $16.50 (1 analysts), implying a -2.9% move over the next 12 months. The stock is currently near its 52-week high of $17.42, remaining 7.8% above its 200-day moving average. On fundamentals, Piotroski 6/9 shows mixed financial quality. The Whystock Score of 85/100 reflects bullish alignment across trend, valuation and analyst targets.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$17.00
Potential Downside
11.6%
Whystock Fair Value$15.03
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus1 analysts
Hold
Mean target$16.50-2.9%
Range$16.50 – $16.50
Fundamentals
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$108.69M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
17.22
Beta
Defensive asset. Lower volatility than the S&P 500.
0.28
Div Yield
Strong income play. Yield provides a meaningful total return floor.
327.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
4.91%
Volume
Today's trading volume
1,972
Recent News
Why It Might Not Make Sense To Buy Provident Financial Holdings, Inc. (NASDAQ:PROV) For Its Upcoming Dividend
Provident Financial Holdings, Inc. ( NASDAQ:PROV ) stock is about to trade ex-dividend in two days. The ex-dividend...
Provident Financial Q3 Earnings Call Highlights
Provident Financial (NASDAQ:PROV) executives pointed to steadier loan pipeline trends, solid credit metrics, and signs of further net interest margin improvement as the company discussed third-quarter fiscal 2026 results, while noting that lower mortgage rates earlier in the quarter boosted originat
Provident Financial Holdings, Inc. (NASDAQ:PROV) Stock Goes Ex-Dividend In Just Two Days
Provident Financial Holdings, Inc. ( NASDAQ:PROV ) stock is about to trade ex-dividend in 2 days. Typically, the...
Provident Financial Q2 Earnings Call Highlights
Provident Financial (NASDAQ:PROV) executives said lower mortgage rates helped lift loan originations during the company’s fiscal second quarter, but also contributed to higher prepayment activity that more than offset the production gains, leaving the loan portfolio modestly lower sequentially. Loa
Provident Financial Holdings Inc (PROV) Q2 2026 Earnings Call Highlights: Strong Loan ...
Provident Financial Holdings Inc (PROV) reports a 42% increase in loan origination and a reduction in nonperforming assets, despite challenges in loan portfolio growth.