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QFIN
$13.26-0.13 (-0.93%)
Pre-Market$13.28+0.02 (+0.19%)· Last close May 5
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Qfin Holdings, Inc. in the Financial Services sector is trading at $13.26. The stock is currently near its 52-week low of $12.29, remaining 34.6% below its 200-day moving average. Technical signals show neutral RSI of 47 and bullish MACD crossover, explaining why QFIN maintains its current current market pressure. The Whystock Score of 45/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 47) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$13.26
Potential Upside
1016.7%
Whystock Fair Value$148.02
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus12 analysts
Mean target$23.52+77.5%
Range$14.12 – $32.20
Fundamentals
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.75B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
2.05
Beta
Defensive asset. Lower volatility than the S&P 500.
0.56
Div Yield
Strong income play. Yield provides a meaningful total return floor.
1160.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
24.69%
Volume
Today's trading volume
726,270
Recent News
Is It Time To Reconsider Qfin Holdings (QFIN) After A 66% One Year Share Price Slump
If you are wondering whether Qfin Holdings at around US$13.39 is a bargain or a value trap, the key is to understand what the current price actually implies about the company. The stock has risen 2.9% over the last 7 days and 3.1% over the last 30 days, yet is still showing a 29.7% decline year to date and a 66.2% decline over the last year. Recent coverage has focused on Qfin Holdings as part of wider discussions about consumer finance stocks. This has highlighted how investor sentiment can...
How The Qfin Holdings (QFIN) Narrative Is Shifting After Target Cut And Capital Returns
The latest analyst update for Qfin Holdings centers on a reduced price target, with the model fair value holding at $23.57 per share even after a $6.90 cut to the target level. Some analysts see this reset as a healthy recalibration that still allows for upside if current earnings expectations hold. Others view it as a clear signal that prior return assumptions were too optimistic. As you read on, you will see how to interpret these shifting signals and track the evolving narrative around...
Asian Equities Traded in the US as American Depositary Receipts Slightly Lower in Monday Trading
Asian equities traded in the US as American depositary receipts were tracking modestly lower Monday
Asian Equities Traded in the US as American Depositary Receipts Rising in Wednesday Trading
Asian equities traded in the US as American depositary receipts were trending higher Wednesday morni
Strategy (MSTR) Soars 11.8%: Is Further Upside Left in the Stock?
Strategy (MSTR) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.