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QFIN
$13.39+0.31 (+2.37%)
Market ClosedLast close May 1
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Qfin Holdings, Inc. in the Financial Services sector is trading at $13.39. The stock is currently near its 52-week low of $12.29, remaining 34.7% below its 200-day moving average. Technical signals show neutral RSI of 56 and bullish MACD crossover, explaining why QFIN maintains its current current market pressure. The Whystock Score of 45/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 56) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$13.39
Potential Upside
1016.7%
Whystock Fair Value$149.52
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus12 analysts
Mean target$23.53+75.7%
Range$14.12 – $32.22
Fundamentals
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.75B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
2.05
Beta
Defensive asset. Lower volatility than the S&P 500.
0.56
Div Yield
Strong income play. Yield provides a meaningful total return floor.
1160.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
24.69%
Volume
Today's trading volume
623,491
Recent News
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Qfin Holdings Inc (QFIN) Has a Plan to Survive Industry Challenges
Qfin Holdings Inc (NASDAQ:QFIN) is among the best small-cap value stocks to buy according to analysts. The Chinese credit facilitator reported its Q4 and full-year 2025 results on March 17. The company closed 2025 with 291.3 million potential borrowers on its platform, reflecting an increase of 11.5% from the previous year. Users with approved credit […]