QFIN

$14.43

Market ClosedAs of Mar 17, 8:00 PM UTC

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China.

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Historical Price

Price (Line)
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Peer Comparison

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Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$14.43
Potential Upside
1075.5%
Whystock Fair Value$169.63
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People's Republic of China. The company provides credit-driven services that match borrowers with financial institutions ...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.99B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
2.03
Beta
Defensive asset. Lower volatility than the S&P 500.
0.52
Div Yield
Strong income play. Yield provides a meaningful total return floor.
1012.00%
ROIC
Elite ROE. Management converts capital into profit efficiently.
29.12%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
0.68

Recent News

Zacks
Mar 17, 2026

Qfin Holdings Inc. - Sponsored ADR (QFIN) Misses Q4 Earnings and Revenue Estimates

Qfin Holdings Inc. - Sponsored ADR (QFIN) delivered earnings and revenue surprises of -0.44% and -6.87%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Zacks
Mar 16, 2026

Bitcoin Depot Inc. (BTM) Reports Q4 Loss, Beats Revenue Estimates

Bitcoin Depot Inc. (BTM) delivered earnings and revenue surprises of -152.84% and +1.85%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Zacks
Mar 5, 2026

CPI Card Group Inc. (PMTS) Q4 Earnings and Revenues Surpass Estimates

CPI Card Group (PMTS) delivered earnings and revenue surprises of +55.56% and +4.83%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Mar 4, 2026

Qfin Holdings (QFIN) Valuation Check As AI Platform Shift And Capital Returns Draw New Attention

Why Qfin’s business model transition is back in focus Qfin Holdings (QFIN) is drawing fresh attention as it pushes ahead with a shift from balance sheet lending toward an AI driven platform that provides risk management and customer acquisition tools to Chinese banks. The company’s ambition to become an operating system for mid sized banks in China, together with ongoing buybacks and dividends, is prompting investors to reassess how they view the stock and its fee based earnings profile. See...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Mar 3, 2026

Marex Group PLC (MRX) Q4 Earnings and Revenues Top Estimates

Marex Group PLC (MRX) delivered earnings and revenue surprises of +10.16% and +8.76%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.