SBSI

$29.94

Market ClosedAs of Mar 17, 8:00 PM UTC

Southside Bancshares, Inc.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$29.94
Potential Upside
50.4%
Whystock Fair Value$45.04
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money marke...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$900.18M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
13.07
Beta
Defensive asset. Lower volatility than the S&P 500.
0.59
Div Yield
Strong income play. Yield provides a meaningful total return floor.
481.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
8.34%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
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Recent News

MarketBeat
Jan 30, 2026

Southside Bancshares Q4 Earnings Call Highlights

Southside Bancshares (NYSE:SBSI) executives highlighted a fourth-quarter rebound in profitability, continued progress on securities portfolio repositioning, and expectations for modest near-term net interest margin improvement during the company’s fourth quarter and year-end 2025 earnings call. Mana

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GuruFocus.com
Jan 29, 2026

Southside Bancshares Inc (SBSI) Q4 2025 Earnings Call Highlights: Record Net Income and ...

Southside Bancshares Inc (SBSI) reports a remarkable 327.2% increase in net income for Q4 2025, while outlining strategic initiatives for future growth and efficiency.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Motley Fool
Jan 29, 2026

Southside Bancshares (SBSI) Earnings Transcript

Keith Donahoe: Thank you, Lindsey, and welcome to today's call. Early in the fourth quarter, market conditions allowed us to continue the partial restructuring of our available-for-sale securities by selling approximately $82 million of lower-yielding long-duration municipal securities with a combined taxable equivalent yield of 2.6% and generating a $7.3 million net loss. All sales were completed at the end of October with net proceeds together with additional portfolio cash flows and a $49.7 million sale of a T-bill reinvested in various low premium, primarily 5.5% coupon agency MBS with an average yield of $536 similar to the third quarter security sales, we believe the fourth quarter sales enhances future net interest income while providing additional balance sheet flexibility as we grow.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Jan 29, 2026

Southside Bancshares (SBSI) Q4 Earnings and Revenues Miss Estimates

Southside Bancshares (SBSI) delivered earnings and revenue surprises of -12.50% and -9.58%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
Associated Press Finance
Jan 29, 2026

Southside Bancshares: Q4 Earnings Snapshot

The holding company for Southside Bank posted revenue of $107.9 million in the period. Its revenue net of interest expense was $64.9 million, which fell short of Street forecasts. For the year, the company reported profit of $69.2 million, or $2.29 per share.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.