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SBSI
$32.55-1.80 (-5.24%)
After Hours$32.55+0.00 (+0.00%)· Last close May 4
Southside Bancshares, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Southside Bancshares, Inc. in the Financial Services sector is trading at $32.55. The stock is currently 6% below its 52-week high of $34.53, remaining 7.8% above its 200-day moving average. Technical signals show neutral RSI of 47 and bearish MACD signal, explaining why SBSI maintains its current momentum and trend strength. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 47) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$32.55
Potential Upside
39.5%
Whystock Fair Value$45.41
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Hold
Mean target$37.00+13.7%
Range$36.00 – $38.00
Fundamentals
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money marke...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$977.37M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
14.35
Beta
Defensive asset. Lower volatility than the S&P 500.
0.58
Div Yield
Strong income play. Yield provides a meaningful total return floor.
438.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.10%
Volume
Today's trading volume
97,190
Recent News
Stronger Margins And Cleaner Balance Sheet Could Be A Game Changer For Southside Bancshares (SBSI)
In the first quarter of 2026, Southside Bancshares, Inc. reported higher net interest income of US$57.69 million and net income of US$23.26 million, alongside lower net loan charge-offs of about US$0.2 million compared with the same period in 2025, indicating improved profitability and credit costs. The bank also reduced nonperforming assets to 0.11% of total assets and redeemed US$93 million to US$100 million of subordinated debt, which together point to a cleaner balance sheet and lower...
Is It Time To Reassess Southside Bancshares (SBSI) After Its Strong 1-Year Share Price Run?
If you are wondering whether Southside Bancshares at around US$34.35 is offering fair value or hiding a margin of safety, the next sections will walk through the key signals to watch. The share price has recently been active, with returns of 4.7% over 7 days, 8.9% over 30 days, 12.8% year to date and 26.4% over 1 year, compared with a far flatter 0.6% over 5 years. Recent coverage has focused on Southside Bancshares as a regional bank stock that investors are reassessing in light of its long...
Southside Bancshares Q1 Earnings Call Highlights
Southside Bancshares (NYSE:SBSI) reported what management described as a “solid” start to 2026, driven by linked-quarter loan growth, improved profitability metrics, and lower funding costs following the redemption of higher-rate subordinated debt. Quarterly results and margin trends President and
Southside Bancshares Inc (SBSI) Q1 2026 Earnings Call Highlights: Strong Loan Growth and ...
Southside Bancshares Inc (SBSI) reports robust earnings growth and strategic expansions, despite facing challenges in the multifamily loan sector and increased non-interest expenses.
Southside Bancshares, Inc. Q1 2026 Earnings Call Summary
Moby summary of Southside Bancshares, Inc.'s Q1 2026 earnings call