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SMBK
$41.29-1.07 (-2.53%)
Market ClosedLast close May 4
SmartFinancial, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
SmartFinancial, Inc. in the Financial Services sector is trading at $41.29. The stock is currently near its 52-week high of $43.91, remaining 9.6% above its 200-day moving average. Technical signals show neutral RSI of 43 and bearish MACD signal, explaining why SMBK maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 43) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$41.29
Potential Upside
48%
Whystock Fair Value$61.13
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus5 analysts
Hold
Mean target$46.15+11.8%
Range$42.00 – $50.00
Fundamentals
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and inter...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$703.09M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
13.18
Beta
Defensive asset. Lower volatility than the S&P 500.
0.76
Div Yield
Strong income play. Yield provides a meaningful total return floor.
78.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
7.56%
Volume
Today's trading volume
36,496
Recent News
Why The Story Around SmartFinancial (SMBK) Is Shifting With New Targets And Assumptions
SmartFinancial’s fair value target in the model has shifted from US$44.50 to US$46.15, a modest reset in what analysts see as the stock’s intrinsic worth. Recent Street research has clustered around higher price targets and a rating upgrade, with analysts tying their work to updated revenue growth assumptions, profit margins, and a slightly lower future P/E. As you read on, you will see how to track these evolving targets and what they might mean for your own view of the stock. Analyst Price...
SmartFinancial Inc (SMBK) Q1 2026 Earnings Call Highlights: Strong Loan Growth and Revenue ...
SmartFinancial Inc (SMBK) reports robust financial performance with significant loan and deposit growth, while navigating competitive challenges in the market.
SmartFinancial, Inc. Q1 2026 Earnings Call Summary
Moby summary of SmartFinancial, Inc.'s Q1 2026 earnings call
SmartFinancial (SMBK) Q1 2026 Earnings Transcript
Need a quote from a Motley Fool analyst? William Carroll, our President and Chief Executive Officer, will begin our call, followed by Ronald Gorczynski, Chief Financial Officer, who will provide some additional commentary.
Compared to Estimates, SmarFinancial (SMBK) Q1 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for SmarFinancial (SMBK) give a sense of how the business performed in the quarter ended March 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.