SPFI

$40.88

Market ClosedAs of Mar 17, 8:00 PM UTC

South Plains Financial, Inc.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$40.88
Potential Upside
79.1%
Whystock Fair Value$73.21
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$666.32M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.45
Beta
Defensive asset. Lower volatility than the S&P 500.
0.56
Div Yield
Strong income play. Yield provides a meaningful total return floor.
166.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
12.54%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Simply Wall St.
Mar 13, 2026

How The Story Is Shifting For South Plains Financial (SPFI) After Houston Deal And Buybacks

Analysts have inched their fair value price target for South Plains Financial from US$46.75 to US$48.00. This reflects a modest recalibration of where they think the shares should trade. That shift is being framed around fresh views on loan growth momentum, the Houston metro expansion and the impact of the Bank of Houston deal, alongside ongoing discussion of execution risk. As you read on, you will see how these moving parts are shaping the evolving analyst story and what to watch...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Mar 4, 2026

Implied Volatility Surging for South Plains Financial Stock Options

Investors need to pay close attention to SPFI stock based on the movements in the options market lately.

BEARISH
Negative press. News cycle fixated on risk factors or misses.
MT Newswires
Feb 23, 2026

Sector Update: Financial Stocks Lean Lower Pre-Bell Monday

Financial stocks were leaning lower pre-bell Monday, with the State Street Financial Select Sector S

BEARISH
Negative press. News cycle fixated on risk factors or misses.
Zacks
Feb 18, 2026

New Strong Buy Stocks for February 18th

SPFI, RIO, CLS, PCB and PINE have been added to the Zacks Rank #1 (Strong Buy) List on February 18th, 2026.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Zacks
Feb 18, 2026

Best Value Stocks to Buy for February 18th

SPFI, PINE and F made it to the Zacks Rank #1 (Strong Buy) value stocks list on February 18th, 2026.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.