Loading stock data…
SYF
$75.15+1.37 (+1.86%)
Pre-Market$75.15+0.00 (+0.00%)· Last close May 6
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Synchrony Financial in the Financial Services sector is trading at $75.15. The stock is currently 15% below its 52-week high of $88.77, remaining 2.1% above its 200-day moving average. Technical signals show neutral RSI of 51 and bearish MACD signal, explaining why SYF maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 51) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
Loading Financials...
Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$75.15
Potential Upside
176.4%
Whystock Fair Value$207.69
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus22 analysts
Buy
Mean target$89.59+19.2%
Range$77.00 – $103.00
Fundamentals
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It al...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$26.63B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
7.93
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.38
Div Yield
Strong income play. Yield provides a meaningful total return floor.
152.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
19.61%
Volume
Today's trading volume
3.79M
Recent News
Sector Update: Financial Stocks Higher Late Afternoon
Financial stocks were advancing in late Wednesday afternoon trading, with the NYSE Financial Index r
Sector Update: Financial Stocks Higher Wednesday Afternoon
Financial stocks were advancing in Wednesday afternoon trading, with the NYSE Financial Index rising
CEOs Have Split on AI’s Jobs Impact
Here’s how two senior executives said AI will affect their businesses in the years ahead: AI changes “how we work,” says Brian Armstrong, CEO at Coinbase Global. The company on Tuesday announced it was cutting 14% of its workforce.
AI Is Forcing CEOs to Make a Stark Choice: Lay Off Workers or Make Them Do More
Company bosses are splitting into two camps over what the technology’s best, immediate benefits are. Neither calls for more hiring anytime soon.
3 Profitable Stocks to Research Further
Profitability is a key measure of business strength. Companies with high margins have proven they can generate consistent earnings while maintaining financial discipline.