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TCBX
$37.80+0.46 (+1.23%)
Market ClosedLast close May 1
Third Coast Bancshares, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Third Coast Bancshares, Inc. in the Financial Services sector is trading at $37.80. The stock is currently 14% below its 52-week high of $43.84, remaining 2.8% below its 200-day moving average. Technical signals show oversold RSI of 26 and bearish MACD signal, explaining why TCBX maintains its current current market pressure. The Whystock Score of 55/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Oversold momentum (RSI 26) — potential for technical mean-reversion
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$37.80
Potential Upside
81.1%
Whystock Fair Value$68.45
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Buy
Mean target$42.75+13.1%
Range$40.00 – $45.00
Fundamentals
Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States. The company's deposit produc...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$638.97M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.18
Beta
Defensive asset. Lower volatility than the S&P 500.
0.74
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
2.16%
Volume
Today's trading volume
71,223
Recent News
Third Coast Bancshares Inc (TCBX) Q1 2026 Earnings Call Highlights: Robust Growth Amid Merger ...
Third Coast Bancshares Inc (TCBX) reports significant asset and loan growth, while navigating merger-related expenses and nonaccrual loan impacts.
Third Coast Bancshares Q1 Earnings Call Highlights
Third Coast Bancshares (NASDAQ:TCBX) used its first-quarter 2026 earnings call to highlight the early impact of its Keystone Bancshares acquisition, along with management’s outlook for loan growth, expenses, net interest margin and credit quality as the combined company begins integration. Keystone
Third Coast (TCBX) Q1 2026 Earnings Transcript
With me today is Bart O. Caraway, Founder, Chairman, President and Chief Executive Officer; R. John McWhorter, Chief Financial Officer; and Audrey A. Duncan, Chief Credit [inaudible]. The Keystone merger and acquisition had a substantial impact on our results this quarter, driving solid growth in loans and deposits, expanding our customer base, and strengthening our presence in key markets in Central Texas, which translated into an expanded balance sheet.
Third Coast Bancshares, Inc. Q1 2026 Earnings Call Summary
Moby summary of Third Coast Bancshares, Inc.'s Q1 2026 earnings call
Third Coast Bancshares, Inc. (TCBX) Surpasses Q1 Earnings and Revenue Estimates
Third Coast Bancshares (TCBX) delivered earnings and revenue surprises of +4.76% and +6.42%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?