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TFSL
$14.95-0.04 (-0.27%)
Pre-Market$15.01+0.06 (+0.43%)· Last close May 13
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
TFS Financial Corporation in the Financial Services sector is trading at $14.95. Wall Street consensus targets $15.50 (2 analysts), implying a +3.7% move over the next 12 months. The stock is currently 4% below its 52-week high of $15.58, remaining 10.5% above its 200-day moving average. On fundamentals, Piotroski 5/9 shows mixed financial quality. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Sell-side consensus broadly in line with current price
Long-term trend bullish (price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Sector + growth-aware fair-multiple estimate. Fair P/E = sector-anchor + (ROE × 25) + (max(revenue growth, earnings growth) × 30), capped at 1.6× sector. Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. The sector anchor (Tech ≈ 28, Comm Services ≈ 24, Utilities ≈ 18, Financials ≈ 14, etc.) keeps quality compounders from being mechanically penalized against utility multiples. Result is a normalised multiple gauge — not a price target.
Current Price$14.95
Potential Downside
67.2%
Whystock Fair Value$4.90
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus2 analysts
Hold
Mean target$15.50+3.7%
Range$15.00 – $16.00
Fundamentals
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accou...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$4.13B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
46.03
Beta
Defensive asset. Lower volatility than the S&P 500.
0.70
Div Yield
Strong income play. Yield provides a meaningful total return floor.
7.49%
ROE
Average efficiency. Growth may require heavy reinvestment.
4.38%
Volume
Today's trading volume
1.51M
Recent News
2 High-Flying Stocks Worth Your Attention and 1 We Avoid
"You get what you pay for" often applies to expensive stocks with best-in-class business models and execution. While their quality can sometimes justify the premium, they typically experience elevated volatility during market downturns when expectations change.
Assessing TFS Financial (TFSL) Valuation After Second Quarter Earnings And Continued Growth In Net Income
Why TFS Financial’s latest earnings matter for shareholders TFS Financial (TFSL) just reported its second quarter results, with net interest income of US$77.81 million and net income of US$23.25 million, along with modest earnings per share growth and ongoing share repurchases. See our latest analysis for TFS Financial. The latest results and ongoing buybacks appear to be feeding into sentiment, with a 30 day share price return of 6.26% and an 11.27% year to date share price return. The 3...
Compared to Estimates, TFS Financial (TFSL) Q2 Earnings: A Look at Key Metrics
The headline numbers for TFS Financial (TFSL) give insight into how the company performed in the quarter ended March 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
TFS Financial (TFSL) Matches Q2 Earnings Estimates
TFS Financial (TFSL) delivered earnings and revenue surprises of 0.00% and -0.07%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
TFS Financial (TFSL): Buy, Sell, or Hold Post Q3 Earnings?
TFS Financial trades at $14.73 and has moved in lockstep with the market. Its shares have returned 8.2% over the last six months while the S&P 500 has gained 5%.