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TOWN
$35.73+0.17 (+0.48%)
Market ClosedLast close May 1
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
TowneBank in the Financial Services sector is trading at $35.73. The stock is currently 6% below its 52-week high of $37.86, remaining 4.2% above its 200-day moving average. Technical signals show neutral RSI of 50 and bearish MACD signal, explaining why TOWN maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 50) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$35.73
Potential Upside
22%
Whystock Fair Value$43.60
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus4 analysts
Buy
Mean target$40.25+12.7%
Range$38.00 – $42.00
Fundamentals
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina. The company operates through three segments: Banking, Realty, and Insurance. It accepts various depos...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.25B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
15.94
Beta
Defensive asset. Lower volatility than the S&P 500.
0.74
Div Yield
Strong income play. Yield provides a meaningful total return floor.
305.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
7.24%
Volume
Today's trading volume
350,836
Recent News
TowneBank (TOWN) Valuation Check As Mixed Metrics Contrast With Strong Three Year Shareholder Returns
TowneBank (TOWN) has drawn fresh investor attention after recent trading left the shares up over the past month but slightly lower over the past 3 months, prompting closer scrutiny of its fundamentals. See our latest analysis for TowneBank. At a share price of US$35.20, TowneBank sits on a 30 day share price return of 5.74%, while its 1 year total shareholder return of 10.62% contrasts with a much stronger 3 year total shareholder return of 64.58%. This may suggest that momentum has eased...
TowneBank (TOWN) Meets Q1 Earnings Estimates
TowneBank (TOWN) delivered earnings and revenue surprises of 0.00% and -2.47%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
3 Reasons to Sell TOWN and 1 Stock to Buy Instead
TowneBank has been treading water for the past six months, recording a small return of 4.7% while holding steady at $35.34.
Simmons First National (SFNC) Q1 Earnings Meet Estimates
Simmons First National (SFNC) delivered earnings and revenue surprises of -0.53% and -0.21%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
3 Reasons to Avoid TOWN and 1 Stock to Buy Instead
TowneBank trades at $35.35 per share and has stayed right on track with the overall market, gaining 5.2% over the last six months. At the same time, the S&P 500 has returned 3.1%.