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TRST
$47.53-0.53 (-1.10%)
TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
TrustCo Bank Corp NY in the Financial Services sector is trading at $47.53. The stock is currently near its 52-week high of $48.45, remaining 17.3% above its 200-day moving average. Technical signals show neutral RSI of 55 and bullish MACD crossover, explaining why TRST maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 55) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$47.53
Potential Upside
48%
Whystock Fair Value$70.35
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estat...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$798.04M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
13.21
Beta
Defensive asset. Lower volatility than the S&P 500.
0.58
Div Yield
Strong income play. Yield provides a meaningful total return floor.
337.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
7.79%
Volume
Today's trading volume
64,074
Recent News
TrustCo Bank Corp NY Q1 Earnings Call Highlights
TrustCo Bank Corp NY (NASDAQ:TRST) reported what management called a strong start to 2026, citing higher net income, expanding margin, continued loan and deposit growth, and an accelerating share repurchase program. First-quarter profitability and returns improved Chairman, President and CEO Robert
Trustco Bank Corp N Y (TRST) Q1 2026 Earnings Call Highlights: Strong Financial Performance ...
Trustco Bank Corp N Y (TRST) reports a robust increase in net income and loan portfolio growth, while navigating rising nonperforming loans and competitive deposit pressures.
TrustCo Bank Corp NY Q1 2026 Earnings Call Summary
Moby summary of TrustCo Bank Corp NY's Q1 2026 earnings call
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