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TRU
$70.53-0.47 (-0.66%)
Market ClosedLast close May 1
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
TransUnion in the Financial Services sector is trading at $70.53. The stock is currently near its 52-week low of $65.23, remaining 13.3% below its 200-day moving average. Technical signals show neutral RSI of 46 and bearish MACD signal, explaining why TRU maintains its current current market pressure. The Whystock Score of 40/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 46) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$70.53
Potential Downside
37.3%
Whystock Fair Value$44.26
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus21 analysts
Buy
Mean target$92.29+30.8%
Range$75.00 – $114.00
Fundamentals
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing,...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$14.10B
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
31.50
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.71
Div Yield
Strong income play. Yield provides a meaningful total return floor.
68.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
8.83%
Volume
Today's trading volume
1.84M
Recent News
Is TransUnion (TRU) Pricing In Too Much Pessimism After Recent Share Price Slide
For investors considering whether TransUnion at around US$70.53 is positioned for a rebound or may have further downside, this breakdown can help you assess what the current share price might be implying about its value. The stock has been volatile, with a 2.9% decline over the last 7 days, a 1.7% gain over 30 days, a 15.4% decline year to date, and a 16.5% decline over 1 year. Over longer periods, the 3 year return sits at 10.9%, while the 5 year return shows a 31.9% decline. Recent news...
The Bull Case For TransUnion (TRU) Could Change Following Raised 2026 Guidance And New AI Service
In late April 2026, TransUnion reported first-quarter 2026 results showing higher revenue and earnings than a year earlier, raised its full-year 2026 earnings and revenue guidance, updated progress on its US$311.92 million share repurchase program, and issued new guidance for the second quarter. Alongside these financial updates, TransUnion launched its Digital Business Profile service to help small businesses keep consistent information across more than 80 online platforms as AI-driven...
TransUnion (TRU): Billionaire Tom Steyer Trims Position
We just covered Billionaire Tom Steyer’s 10 Stock Picks with Huge Upside Potential and TransUnion (NYSE:TRU) ranks 7th on this list. TransUnion (NYSE:TRU) is a long-term holding in the 13F portfolio of Farallon Capital. The firm first appeared in the portfolio of the fund in the third quarter of 2017. Back then, this position comprised 2.3 […]
K-shaped credit scores: More consumers fall into either super prime or subprime buckets
The share of consumers considered subprime, with credit scores below 600, ticked up slightly at the end of 2025, but those considered super prime rose even more significantly, according to new TransUnion research.
FICO Isn’t Worried About VantageScore. Are Investors?
Fair Isaac executives say FICO’s pricing is on par with VantageScore. But the credit bureau’s stock has taken a hit.