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UMBF
$129.41+0.17 (+0.13%)
After Hours$130.57+1.16 (+0.90%)· Last close May 4
UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
UMB Financial Corporation in the Financial Services sector is trading at $129.41. The stock is currently near its 52-week high of $136.11, remaining 11.0% above its 200-day moving average. Technical signals show overbought RSI of 74 and bullish MACD crossover, explaining why UMBF maintains its current momentum and trend strength. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Overbought levels (RSI 74) — risk of consolidation or pullback
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$129.41
Potential Upside
46.7%
Whystock Fair Value$189.85
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus12 analysts
Buy
Mean target$146.75+13.4%
Range$130.00 – $170.00
Fundamentals
UMB Financial Corporation operates as a bank holding company that provides banking services and asset servicing in the United States and internationally. The company operates through three segments: Commercial Banking, Institutional Banking, and Pers...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$9.34B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
13.21
Beta
Defensive asset. Lower volatility than the S&P 500.
0.77
Div Yield
Strong income play. Yield provides a meaningful total return floor.
140.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
6.87%
Volume
Today's trading volume
694,356
Recent News
UMB Financial Shareholders Back Directors, Say-on-Pay and Incentive Plan Changes at Annual Meeting
UMB Financial (NASDAQ:UMBF) shareholders voted overwhelmingly in favor of all four proposals presented at the company’s annual meeting on April 28, including the election of directors, an advisory “say-on-pay” measure, the ratification of KPMG as independent auditor, and amendments to the company’s
UMB Financial Q1 Earnings Call Highlights
UMB Financial (NASDAQ:UMBF) executives told investors the company delivered a “strong quarter with results well ahead of expectations,” citing robust loan growth, core margin expansion, strong credit metrics and continued momentum across several fee-generating businesses. Quarter highlights: loan g
UMB Financial (UMBF) Q1 2026 Earnings Transcript
J. Mariner Kemper, Chairman and CEO, and Ram Shankar, CFO, will share a few comments about our results. James D. Rine, president of the holding company and CEO of UMB Bank, along with Thomas Terry, chief credit officer, will be available for the question-and-answer session.
UMB Financial Q1 Earnings Beat on Y/Y Rise in NII, Expenses Fall
UMBF tops Q1 EPS estimates as NII and revenues surge y/y, fueled by loan growth, margin expansion and Heartland acquisition impacts.
UMB Financial Corporation Q1 2026 Earnings Call Summary
Moby summary of UMB Financial Corporation's Q1 2026 earnings call