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UNTY
$53.15+0.87 (+1.66%)
Market ClosedLast close May 1
Unity Bancorp, Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Unity Bancorp, Inc. in the Financial Services sector is trading at $53.15. The stock is currently 7% below its 52-week high of $57.30, remaining 4.0% above its 200-day moving average. Technical signals show neutral RSI of 37 and bearish MACD signal, explaining why UNTY maintains its current momentum and trend strength. The Whystock Score of 80/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 37) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$53.15
Potential Upside
137%
Whystock Fair Value$125.96
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Buy
Mean target$63.67+19.8%
Range$61.00 – $65.00
Fundamentals
Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services. It offers personal and business checking, money market, savings, retirement, money market accounts, as well as time and noni...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$526.55M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.83
Beta
Defensive asset. Lower volatility than the S&P 500.
0.65
Div Yield
Strong income play. Yield provides a meaningful total return floor.
114.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
14.61%
Volume
Today's trading volume
37,051
Recent News
Unity Bancorp (UNTY) Surpasses Q1 Earnings and Revenue Estimates
Unity Bancorp (UNTY) delivered earnings and revenue surprises of +2.19% and +0.03%, respectively, for the quarter ended March 2026. Do the numbers hold clues to what lies ahead for the stock?
Open Lending (LPRO) Misses Q4 Earnings and Revenue Estimates
Open Lending (LPRO) delivered earnings and revenue surprises of -33.33% and -11.24%, respectively, for the quarter ended December 2025. Do the numbers hold clues to what lies ahead for the stock?
Keep An Eye on These 4 Bank Stocks With Recent Dividend Hikes
Banks like CCBG, RRBI, UNTY and SFNC lifted dividends last week, signaling confidence as investors seek steady income amid a volatile market.
Does Unity Bancorp (NASDAQ:UNTY) Deserve A Spot On Your Watchlist?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
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