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USB
$56.45+0.85 (+1.53%)
Market OpenUpdated 3:44 PM EDT
U.S.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
U.S. Bancorp in the Financial Services sector is trading at $56.62. The stock is currently 7% below its 52-week high of $61.19, remaining 12.1% above its 200-day moving average. Technical signals show neutral RSI of 58 and bearish MACD signal, explaining why USB maintains its current momentum and trend strength. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 58) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$56.45
Potential Upside
69.5%
Whystock Fair Value$95.70
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus20 analysts
Buy
Mean target$63.48+12.4%
Range$57.50 – $74.00
Fundamentals
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates throug...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$88.01B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.87
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.03
Div Yield
Strong income play. Yield provides a meaningful total return floor.
364.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.59%
Volume
Today's trading volume
4.97M
Recent News
Watch: US Bank CEO Says Employees Dislike AI as Much as Return-to-Office Mandates
Gunjan Kedia, CEO of U.S. Bancorp, tells the WSJ Future of Everything event that most workers are still highly skeptical of AI. “The workforce likes AI about as much as they liked the return to office mandates after Covid,” she said.
US Bank CEO on AI Popularity in the Workforce
Gunjan Kedia, CEO of U.S. Bancorp, tells the WSJ Future of Everything event that AI is about as popular with the workforce as return to office mandates were post-Covid.
U.S. Bancorp CEO on Reviving a Banking Icon
Gunjan Kedia discusses the marketing, financial and technological strategies she has implemented in her first year as U.S. Bancorp chief executive, and reflects on her journey from an engineering student in Delhi to a banking executive.
Why U.S. Bancorp (USB) is a Great Dividend Stock Right Now
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does U.S. Bancorp (USB) have what it takes? Let's find out.
Truist Securities Bullish on U.S. Bancorp (USB) As a Top Goldman Sachs Bank Stock Despite PT Cut
U.S. Bancorp (NYSE:USB) is one of Goldman Sachs top bank stocks to buy. On April 17, Truist Securities reiterated its Buy rating on U.S. Bancorp (NYSE:USB) but cut its price target to $62 from $63. The price target cut also coincides with the research firm reducing its 2026 earnings per share estimate of the company […]