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UVSP
$38.34+0.35 (+0.92%)
Market ClosedLast close May 1
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Univest Financial Corporation in the Financial Services sector is trading at $38.34. The stock is currently near its 52-week high of $38.71, remaining 19.0% above its 200-day moving average. Technical signals show neutral RSI of 61 and bullish MACD crossover, explaining why UVSP maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 61) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$38.34
Potential Upside
64.3%
Whystock Fair Value$63.01
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus3 analysts
Hold
Mean target$37.33-2.6%
Range$35.00 – $40.00
Fundamentals
Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment ...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$1.07B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.98
Beta
Defensive asset. Lower volatility than the S&P 500.
0.60
Div Yield
Strong income play. Yield provides a meaningful total return floor.
240.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
8.47%
Volume
Today's trading volume
142,497
Recent News
This Director Just Sold 13,000 Shares of Univest Financial for $491,000
This Mid-Atlantic financial services provider reported a notable insider sale amid steady revenue and a diversified business model.
Univest Financial Corporation Just Beat EPS By 16%: Here's What Analysts Think Will Happen Next
As you might know, Univest Financial Corporation ( NASDAQ:UVSP ) just kicked off its latest first-quarter results with...
Univest Corporation of Pennsylvania Shareholders Re-Elect Directors, OK KPMG and Pay in 2026 AGM
Univest Corporation of Pennsylvania (NASDAQ:UVSP) held its 2026 annual meeting of shareholders on April 23 via a hybrid format, with Chairman, President and CEO Jeffrey Schweitzer presiding. The meeting included shareholder votes on director elections, auditor ratification and an advisory executive
Univest (UVSP) Q1 2026 Earnings Transcript
Additionally, we continue to execute on our initiatives to lower our loan-to-deposit ratio, which on average was 280 basis points lower than Q1 of 2025 and our efficiency ratio, which declined 190 basis points from Q1 of 2025, showing improved operating leverage as we continue to see results from our investments in technology over the past few years. Brian Richardson: Thank you, Jeff, and thank you to everyone for joining us this morning. First, we saw a solid NIM expansion during the quarter with reported NIM increasing 23 basis points to 3.33%.
Univest Corporation of Pennsylvania Q1 Earnings Call Highlights
Univest Corporation of Pennsylvania (NASDAQ:UVSP) opened 2026 with what executives described as a strong first quarter, driven by higher earnings, margin expansion and continued progress on efficiency and balance sheet priorities. Chairman, President and CEO Jeff Schweitzer said the company reporte