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WRLD
$152.02+4.86 (+3.30%)
Market ClosedLast close May 1
World Acceptance Corporation engages in consumer finance business in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
World Acceptance Corporation in the Financial Services sector is trading at $152.02. The stock is currently 18% below its 52-week high of $185.48, remaining 1.6% above its 200-day moving average. Technical signals show neutral RSI of 61 and bullish MACD crossover, explaining why WRLD maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 61) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$152.02
Potential Upside
15.5%
Whystock Fair Value$175.65
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus1 analysts
Hold
Mean target$141.00-7.2%
Range$141.00 – $141.00
Fundamentals
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to indi...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$766.19M
P/E Ratio
Priced for growth. Investors expect sustained double-digit expansion.
19.57
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.17
Div Yield
Low to zero yield. Return is entirely dependent on price appreciation.
0.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
23.08%
Volume
Today's trading volume
141,829
Recent News
World Acceptance Q4 Earnings Call Highlights
World Acceptance (NASDAQ:WRLD) reported fourth quarter fiscal 2026 earnings per share of $7.70, supported by higher revenue and loan growth, while management said the company is entering fiscal 2027 “positioned very well” despite watching consumer pressures such as elevated gas prices. On the call,
According to SEC Filing, Thomas W. Smith Trimmed Yelp Stake as Local Services Advertising Reshapes the Business
A recent SEC filing shows that investment manager Thomas W. Smith reduced his position in Yelp during the fourth quarter. Yelp’s platform helps people find local services and connects them with businesses looking for new customers, with a growing focus on higher-value categories such as home improvement and professional services.
World Acceptance Corp (WRLD) Q3 2026 Earnings Call Highlights: Strong Customer Growth and ...
World Acceptance Corp (WRLD) reports a 16% increase in new customer volume and a significant share repurchase, despite challenges in loan balances and staffing adjustments.
World Acceptance Q3 Earnings Call Highlights
World Acceptance (NASDAQ:WRLD) executives used the company’s fiscal 2026 third-quarter earnings call to highlight a rebound in growth, improved yield metrics, and early signs of better credit performance among a higher volume of new customers, while also addressing near-term expense pressures tied t
World Acceptance (WRLD) Earnings Call Transcript
Compared to the prior high volume mark, of the 2021, the first pay defaults are already 19% lower relatively speaking. This is a long term investment that will continue to improve both credit performance as well as customer retention.