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WTFC
$149.57-1.00 (-0.66%)
Market ClosedLast close May 1
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Wintrust Financial Corporation in the Financial Services sector is trading at $149.57. The stock is currently 8% below its 52-week high of $162.96, remaining 8.9% above its 200-day moving average. Technical signals show neutral RSI of 55 and bullish MACD crossover, explaining why WTFC maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 55) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$149.57
Potential Upside
58.8%
Whystock Fair Value$237.49
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus12 analysts
Buy
Mean target$174.67+16.8%
Range$150.00 – $190.00
Fundamentals
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management....
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$10.15B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.62
Beta
Defensive asset. Lower volatility than the S&P 500.
0.85
Div Yield
Strong income play. Yield provides a meaningful total return floor.
142.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
10.19%
Volume
Today's trading volume
330,984
Recent News
What Wintrust Financial (WTFC)'s Rising Charge‑Offs and Dividend Move Mean For Shareholders
Wintrust Financial recently reported first-quarter 2026 results that included US$18,418,000 in net charge-offs, up from US$12,640,000 a year earlier, while its board approved a US$0.55 quarterly cash dividend on common stock and a cash dividend on its 7.875% Series F preferred shares, both payable later in 2026. Management emphasized that the quarter’s performance was driven by organic loan and deposit growth, a stable net interest margin, and careful expense control, supported by steady...
Wintrust Financial’s Q1 Earnings Call: Our Top 5 Analyst Questions
Wintrust Financial’s first quarter results were shaped by robust loan and deposit growth, stable net interest margin, and disciplined expense management. Management pointed to steady customer acquisition and market share gains as contributing factors, while strong performance in wealth management and operating lease income also supported noninterest revenue. CEO Timothy S. Crane highlighted that, “all of our growth is organic,” emphasizing the momentum from existing business lines and prudent ri
Wintrust Financial Corp (WTFC) Q1 2026 Earnings Call Highlights: Record Net Income and Robust ...
Wintrust Financial Corp (WTFC) reports a fifth consecutive quarter of record net income, driven by strong deposit and loan growth, despite challenges in mortgage banking and interest rate pressures.
WTFC Q1 Deep Dive: Loan Growth, Deposit Momentum, and Stable Credit Drive Outlook
Regional banking company Wintrust Financial (NASDAQ:WTFC) reported revenue ahead of Wall Street’s expectations in Q1 CY2026, with sales up 11.4% year on year to $715.8 million. Its non-GAAP profit of $3.22 per share was 8.7% above analysts’ consensus estimates.
Wintrust (WTFC) Q1 2026 Earnings Transcript
Timothy S. Crane: Good morning, and thank you for joining us for Wintrust Financial Corporation's First Quarter 2026 Earnings Call. In addition to the introductions that the operator made, I am joined by our Chief Financial Officer, David L. Stoehr, and our Chief Legal Officer, Kate Bogie. David Alan Dykstra will review the financial results.