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XP
$18.50-0.56 (-2.94%)
XP Inc.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
XP Inc. in the Financial Services sector is trading at $18.50. The stock is currently 20% below its 52-week high of $23.13, remaining 1.0% above its 200-day moving average. Technical signals show oversold RSI of 24 and bearish MACD signal, explaining why XP maintains its current momentum and trend strength. The Whystock Score of 75/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Oversold momentum (RSI 24) — potential for technical mean-reversion
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$18.50
Potential Upside
123.4%
Whystock Fair Value$41.32
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus13 analysts
Buy
Mean target$25.13+35.8%
Range$22.11 – $29.04
Fundamentals
XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual,...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$10.15B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
10.02
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.28
Div Yield
Strong income play. Yield provides a meaningful total return floor.
88.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
21.85%
Volume
Today's trading volume
3.78M
Recent News
How Investors May Respond To XP (XP) Boosting Earnings, Cash Returns And Attracting Major Institutional Holders
XP Inc. has already released its audited 2025 annual consolidated financial statements, reporting higher earnings and stronger cash generation, alongside a new cash dividend, share repurchase program, and the retirement of treasury shares. An interesting angle is the simultaneous disclosure that major institutions BlackRock and Dodge & Cox now hold sizable Class A stakes in XP Inc., highlighting growing institutional engagement with the business. Now we’ll examine how XP’s enhanced capital...
Wall Street Analysts Think XP Inc.A (XP) Could Surge 33.14%: Read This Before Placing a Bet
The average of price targets set by Wall Street analysts indicates a potential upside of 33.1% in XP Inc.A (XP). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
Are Investors Undervaluing XP (XP) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
XP vs. HLI: Which Stock Is the Better Value Option?
XP vs. HLI: Which Stock Is the Better Value Option?
Wall Street Analysts Believe XP Inc.A (XP) Could Rally 25.28%: Here's is How to Trade
The mean of analysts' price targets for XP Inc.A (XP) points to a 25.3% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.