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FBP
$24.31+0.03 (+0.12%)
Market ClosedLast close May 1
First BanCorp.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
First BanCorp. in the Financial Services sector is trading at $24.31. The stock is currently near its 52-week high of $24.51, remaining 14.3% above its 200-day moving average. Technical signals show neutral RSI of 65 and bullish MACD crossover, explaining why FBP maintains its current momentum and trend strength. The Whystock Score of 85/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 65) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$24.31
Potential Upside
86.6%
Whystock Fair Value$45.37
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus6 analysts
Buy
Mean target$25.67+5.6%
Range$24.00 – $27.00
Fundamentals
First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commerci...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.79B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.32
Beta
Defensive asset. Lower volatility than the S&P 500.
0.83
Div Yield
Strong income play. Yield provides a meaningful total return floor.
338.00%
ROE
Elite ROE. Management converts capital into profit efficiently.
15.59%
Volume
Today's trading volume
840,587
Recent News
Why First BanCorp (FBP) Stock Is Trading Up Today
Shares of puerto Rican financial institution First BanCorp (NYSE:FBP) jumped 3.1% in the morning session after Raymond James upgraded the stock's rating to Strong Buy from Outperform.
Sector Update: Financial Stocks Rise Late Afternoon
Financial stocks were advancing in late Monday afternoon trading, with the NYSE Financial Index incr
How Investors May Respond To First Bancorp (FBNC) Beating Q1 Earnings Estimates For Fourth Straight Quarter
First Bancorp reported first-quarter 2026 results, with net interest income of US$107.12 million, net income of US$46.66 million, and net charge-offs of US$1.4 million. Earnings per share of US$1.13 from continuing operations exceeded the prior year’s US$0.88, marking the fourth consecutive quarter beating consensus estimates. We will now examine how First Bancorp’s continued earnings outperformance versus analyst expectations shapes the company’s broader investment narrative. Invest in the...
First BanCorp. Q1 Earnings Call Highlights
First BanCorp. (NYSE:FBP) reported first-quarter 2026 net income of $89 million, or $0.57 per share, as management pointed to continued strength in profitability, stable credit trends, and ongoing capital returns through dividends and share repurchases. Quarterly results and profitability President
FBP Q1 Deep Dive: Deposit Growth and NIM Expansion Offset Softer Loan Demand
Puerto Rican financial institution First BanCorp (NYSE:FBP) fell short of the market’s revenue expectations in Q1 CY2026, with sales falling 2.7% year on year to $241.4 million. Its non-GAAP profit of $0.57 per share was 11% above analysts’ consensus estimates.