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MCHB
$14.92+0.15 (+1.05%)
Market ClosedLast close May 1
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Mechanics Bancorp in the Financial Services sector is trading at $14.92. The stock is currently 7% below its 52-week high of $16.02, remaining 8.4% above its 200-day moving average. Technical signals show neutral RSI of 50 and bearish MACD signal, explaining why MCHB maintains its current momentum and trend strength. The Whystock Score of 65/100 suggests a balanced risk-reward profile.
Ecosystem Influences
Neutral momentum (RSI 50) — price action in range
Long-term trend bullish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$14.92
Potential Upside
58.3%
Whystock Fair Value$23.62
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Fundamentals
Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certif...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.39B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
12.54
Beta
Defensive asset. Lower volatility than the S&P 500.
0.20
Div Yield
Strong income play. Yield provides a meaningful total return floor.
1046.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.28%
Volume
Today's trading volume
396,404
Recent News
Mechanics Bancorp (MCHB) Q1 2026 Earnings Call Highlights: Strong Core Net Income and Strategic ...
Mechanics Bancorp (MCHB) reports robust core net income and outlines strategic initiatives amid merger integration and market challenges.
Mechanics Bank Trust Dumps $16.8 MIllion Worth of Mechanics Bancorp Shares -- What Investors Should Know
Mechanics Bancorp provides banking and lending services to individuals and businesses across the West Coast.
CB Financial Services And Two Other Dividend Stocks To Consider
The United States market has shown positive momentum recently, with a 1.9% increase over the last week and a notable 24% climb in the past year, alongside forecasts of 15% annual earnings growth. In such an environment, dividend stocks like CB Financial Services can offer investors potential income stability and growth opportunities, making them worth considering for those seeking to balance risk and reward in their portfolios.
What Investors Should Know About This $5 Million Mechanics Bancorp Stock Sale
Mechanics Bancorp operates 166 branches across California, Oregon, Washington, and Hawaii.
Assessing Mechanics Bancorp (MCHB) Valuation After Strong Multi‑Year Shareholder Returns
Event context and recent price performance Mechanics Bancorp (MCHB) has seen relatively steady recent trading, with a 1 day return of 1.19%, gains of 1.97% over the past week, and 2.46% over the past month. See our latest analysis for Mechanics Bancorp. At a share price of $14.99, Mechanics Bancorp has logged an 11.95% 90 day share price return and relatively modest year to date gains. Its 3 year total shareholder return of 133.31% and 5 year total shareholder return of 185.79% point to a...