MCHB

$14.31

Post-MarketAs of Mar 17, 8:00 PM UTC

Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.

Historical Price

Price (Line)
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Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$14.31
Potential Upside
71%
Whystock Fair Value$24.47
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryBanks - Regional

Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii. It offers various checking and savings accounts. The company also provides home loans, auto loans, term...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$3.17B
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
11.73
Beta
Defensive asset. Lower volatility than the S&P 500.
0.22
Div Yield
Strong income play. Yield provides a meaningful total return floor.
1108.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
10.29%
Quick Ratio
Tight liquidity. Monitor cash flow carefully against debt.
-

Recent News

Motley Fool
Feb 20, 2026

What Investors Should Know About This $5 Million Mechanics Bancorp Stock Sale

Mechanics Bancorp operates 166 branches across California, Oregon, Washington, and Hawaii.

NEUTRAL
Neutral flow. Standard news cycle with no clear sentiment tilt.
Simply Wall St.
Jan 31, 2026

Assessing Mechanics Bancorp (MCHB) Valuation After Strong Multi‑Year Shareholder Returns

Event context and recent price performance Mechanics Bancorp (MCHB) has seen relatively steady recent trading, with a 1 day return of 1.19%, gains of 1.97% over the past week, and 2.46% over the past month. See our latest analysis for Mechanics Bancorp. At a share price of $14.99, Mechanics Bancorp has logged an 11.95% 90 day share price return and relatively modest year to date gains. Its 3 year total shareholder return of 133.31% and 5 year total shareholder return of 185.79% point to a...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GuruFocus.com
Jan 30, 2026

Mechanics Bancorp (MCHB) Q4 2025 Earnings Call Highlights: Strong Core Net Income and Strategic ...

Mechanics Bancorp (MCHB) reports robust financial performance with strategic HomeStreet integration and plans for substantial dividends.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Associated Press Finance
Jan 30, 2026

Mechanics Bank: Q4 Earnings Snapshot

The bank, based in Walnut Creek, California, said it had earnings of 54 cents per share. Earnings, adjusted for amortization costs, were 56 cents per share. The real estate lender posted revenue of $333.7 million in the period.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Simply Wall St.
Dec 15, 2025

Mechanics Bancorp (MCHB): Reassessing Valuation After a Near 100% Year-to-Date Share Price Surge

Mechanics Bancorp (MCHB) has quietly delivered a strong run, with the stock nearly doubling this year while revenue and net income each grew over 20%, prompting investors to reassess what they might be missing. See our latest analysis for Mechanics Bancorp. The recent leg higher, capped by a roughly 9.5% 1 month share price return and year to date share price gain of almost 100%, has reinforced a powerful trend that is also reflected in the 3 year total shareholder return of about 134% and 5...

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.