RM

$31.47

Post-MarketAs of Mar 17, 8:00 PM UTC

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States.

Historical Price

Price (Line)
50-Day SMA
200-Day SMA
Synthesizing Whystock Narrative...
Loading Financials...

Peer Comparison

JPMBACGS

Whystock Valuation Model

Calculated using a trailing P/E relative model adjusted by sector ROE and historical growth.
Current Price$31.47
Potential Upside
188.9%
Whystock Fair Value$90.93
Price
UndervaluedFair ValueOvervalued

Fundamentals

SectorFinancial Services
IndustryCredit Services

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United St...

Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$305.66M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
7.07
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.05
Div Yield
Strong income play. Yield provides a meaningful total return floor.
388.00%
ROIC
Average efficiency. Growth may require heavy reinvestment.
12.16%
Quick Ratio
Pristine liquidity. Sufficient cash to cover all near-term obligations.
6.85

Recent News

Insider Monkey
Mar 9, 2026

Regional Management (RM) Partners With Column N.A. to Accelerate Growth

Regional Management Corp. (NYSE:RM) is one of the cheap stocks that will go to the moon according to Reddit. On March 3, Regional Management and Column N.A. launched a lending partnership aimed at accelerating growth and enhancing product offerings. The collaboration positions Column as a bank partner for Regional’s secured and unsecured installment loan products […]

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Insider Monkey
Mar 4, 2026

Regional Management (RM) Achieves Record Revenue and 33% Net Income Growth

Regional Management Corp. (NYSE:RM) is one of the most promising micro-cap stocks according to analysts. On February 4, Regional Management Corp. reported a strong finish to the full-year 2025, with Q4 net income rising 33% year-over-year to $12.9 million, or $1.30 per diluted share. This was driven by quarterly revenue of $170 million and a […]

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
MarketBeat
Feb 5, 2026

Regional Management Q4 Earnings Call Highlights

Regional Management (NYSE:RM) reported strong fourth-quarter and full-year 2025 results, driven by portfolio growth, improving credit trends, and operating leverage, while executives outlined priorities for 2026 that include continued branch expansion, a focus on auto-secured lending, and ongoing in

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
GuruFocus.com
Feb 5, 2026

Regional Management Corp (RM) Q4 2025 Earnings Call Highlights: Strong Financial Performance ...

Regional Management Corp (RM) reports a 33% increase in net income and significant growth in its auto-secured portfolio, while navigating macroeconomic uncertainties.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.
Motley Fool
Feb 4, 2026

Regional Management (RM) Earnings Transcript

Before we begin our formal remarks, I will direct you to page two of our supplemental presentation which contains important disclosures concerning forward-looking statements and the use of non-GAAP financial measures. Part of our discussion today may include forward-looking statements, which are based on management's current expectations, estimates, and projections about the company's future financial performance and business prospects.

BULLISH
Positive press. Headlines skewed toward growth and analyst upgrades.