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RM
$34.94-2.41 (-6.45%)
Market ClosedLast close May 1
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States.
Historical Price
Price (Candle)
50-Day SMA
200-Day SMA
Whystock Brain
The Narrative
Regional Management Corp. in the Financial Services sector is trading at $34.94. The stock is currently 24% below its 52-week high of $46.00, remaining 5.4% below its 200-day moving average. Technical signals show neutral RSI of 38 and bearish MACD signal, explaining why RM maintains its current current market pressure. The Whystock Score of 70/100 reflects a high-conviction bullish alignment.
Ecosystem Influences
Neutral momentum (RSI 38) — price action in range
Long-term trend bearish (Price vs 200-day SMA)
Macro-economic sensitivity to interest rate and inflation shifts
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Peer Comparison
JPMBACGS
Whystock Valuation Model
Whystock fair value is estimated using a trailing P/E model adjusted for return on equity: Fair P/E = 18 + (ROE × 20). Fair Value = (Current Price ÷ Trailing P/E) × Fair P/E. A base P/E of 18 represents a typical market multiple, scaled upward for companies that earn high returns on equity. The result is a theoretical "normalised" price — not a price target or investment advice. Large deviations are common for high-growth or loss-making companies.
Current Price$34.94
Potential Upside
123.9%
Whystock Fair Value$78.24
Price
UndervaluedFair ValueOvervalued
Simplified model based on P/E and ROE. Not a substitute for full valuation analysis. Data may be delayed. See our Terms.
Analyst Consensus2 analysts
Buy
Mean target$47.00+34.5%
Range$44.00 – $50.00
Fundamentals
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United St...
Market Cap
Total dollar market value of a company's outstanding shares of stock (Price * Shares).
$370.90M
P/E Ratio
Value territory. Trading at a high yield relative to earnings.
8.87
Beta
High-beta play. Expect amplified moves vs. the broad market.
1.01
Div Yield
Strong income play. Yield provides a meaningful total return floor.
304.00%
ROE
Average efficiency. Growth may require heavy reinvestment.
9.31%
Volume
Today's trading volume
55,862
Recent News
With EPS Growth And More, Regional Management (NYSE:RM) Makes An Interesting Case
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Regional Management Corp (RM) Q1 2026 Earnings Call Highlights: Record Revenue and Strategic ...
Regional Management Corp (RM) reports a 69% increase in net income and significant loan portfolio growth, while navigating macroeconomic challenges and expanding into new markets.
RM Q1 2026 Earnings Transcript
As I have deepened my understanding of our customers, products, and markets, I see a clear path to stronger performance and improving return outcomes over time. Joining me on the call today is Harpreet Rana, our Chief Financial and Administrative Officer.
Regional Management (RM) Partners With Column N.A. to Accelerate Growth
Regional Management Corp. (NYSE:RM) is one of the cheap stocks that will go to the moon according to Reddit. On March 3, Regional Management and Column N.A. launched a lending partnership aimed at accelerating growth and enhancing product offerings. The collaboration positions Column as a bank partner for Regional’s secured and unsecured installment loan products […]
Regional Management (RM) Achieves Record Revenue and 33% Net Income Growth
Regional Management Corp. (NYSE:RM) is one of the most promising micro-cap stocks according to analysts. On February 4, Regional Management Corp. reported a strong finish to the full-year 2025, with Q4 net income rising 33% year-over-year to $12.9 million, or $1.30 per diluted share. This was driven by quarterly revenue of $170 million and a […]